Cash Management Services That Work for You

Streamline cash flow with local expertise since 1921

Meet The Team Our Business Team
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Your Trusted Cash Management Partner

Whether you’re a growing startup, established service company, or seasonal business, Cape & Coast Bank’s Cash Management services help you maximize cash flow and operational efficiency. We’ll customize a package for you based on your business’ needs.

The Community Bank Advantage

  • Local decision-making means faster approvals and personalized service 
  • Dedicated specialists provide one-on-one support for your growth 
  • Competitive rates with transparent pricing—no hidden fees 
  • FDIC insurance plus additional coverage through DIF protection 

Complete Cash Management Solutions

  • Remote Deposit Capture—deposit checks from your office with next-day funds 
  • ACH Origination streamlines payroll and vendor payments electronically 
  • Wire Transfers for domestic and international transactions same-day 
  • Positive Pay fraud protection with real-time monitoring and alerts 

Custom Packages Built For You

We’ll tailor a package to fit your business. Start with Positive Pay, then add 1, 2, or all 4 cash management services—plus a money market sweep when you bundle them all.

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Business Essentials

Includes Positive Pay and one cash service. Great for managing check deposits and standard payment needs.

  • Business Online Banking access 
  • Mobile check deposit capability 
  • Standard wire transfer service 
  • Zero Balance Account options   
  • Positive Pay fraud protection 
  • Dedicated Cash Management support
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Business Professional

Comprehensive solutions for established businesses needing advanced cash management and dedicated relationship support.

  • Remote Deposit Capture scanner 
  • ACH Origination services included 
  • Positive Pay fraud protection 
  • Dedicated Cash Management support 
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Business Enterprise

Full-service treasury management for larger businesses requiring sophisticated cash management and reporting capabilities.

  • Multiple user access controls 
  • Advanced reporting and analytics 
  • Zero Balance Account options 
  • Customized cash flow solutions 
  • Complete cash management suite included 

Smart Tools for Local Business

Whether you’re open year-round or seasonally, you can count on our Cash Management expertise to streamline operations and support your business as it grows.
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ACH Origination Service

Automate payroll and payments with secure electronic transfers
Wire Transfers

Send domestic and international payments quickly and securely
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Positive Pay

Protect your business with advanced fraud monitoring tools
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Remote Deposit Capture

Scan and deposit checks from anywhere—no branch visits needed
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Zero Balance Accounts

Simplify record keeping with automated account management
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Sweep Services

Optimize cash flow with automated fund transfers

Ready to Optimize Your Cash Flow?

Our Cash Management Specialists are here to review how you manage your finances and recommend solutions to save time, reduce costs, and boost efficiency.

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Business Savings Solutions

Maximize your cash flow with business savings accounts and investment options* that earn while you grow.
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Business Loans & Credit

Fuel your growth with flexible business loans and credit solutions tailored to your company’s needs.
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Business Credit Cards

Enhance your cash flow management with flexible business credit card solutions and expense tracking tools.
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Transform Your Business Cash Flow Today

Join the growing number of businesses that have streamlined their operations with Cape & Coast Bank’s Cash Management services. Experience the difference local expertise and personal service make.

Get Started

Cash Management Questions & Answers

Get answers to common questions about business cash management services at Cape & Coast Bank. Learn how our solutions can benefit your business.

We provide Remote Deposit Capture, ACH Origination, Wire Transfers, Positive Pay fraud protection, Zero Balance Accounts, and comprehensive online banking tools.

You’ll receive a scanner to capture check images from your office. Checks are transmitted securely to us for processing with next-day availability.

ACH transactions initiated by our 4 PM cutoff on business days will process the next business day, helping you manage cash flow efficiently.

Positive Pay compares checks presented for payment against your issued check list, alerting you to potential fraud before any unauthorized payments.

Contact our Business Banking team at 508-568-3400 for a consultation. We’ll assess your needs and recommend the best solutions for your business.

*Products and services are not insured by the FDIC and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.