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Built to be different from other checking accounts, with features like a higher interest rate and monthly ATM refunds.*

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Additional terms, fees, and conditions may apply.
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Coming Soon: Access More Documents Online

We’re excited to announce an enhancement to your Online Banking document experience coming soon.

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Here for Every Stage of Life

Whether you’re buying your first home, growing your business, or planning for retirement, we’re here to help you reach your goals with local banking that understands Cape Codders.
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No monthly fees, 55,000+ free ATMs 1, mobile deposit included
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Financial education tools, calculators, and expert tips

Featured Rates

Effective as of June 23, 2026

View Rates

Certificate of Deposit

as high as

3.55
% APY*

Home Equity Loan

as low as

7.750
% APR

Business Money Market

as high as

2.34
% APY
View Rates

*See Certificate of Deposit Important Disclosures, Assumptions and APY Information
See Home Equity Loan Important Disclosures, Assumptions and APR Information

Rooted Here, Growing Together

Since 1921, we’ve grown with Cape Cod while staying true to our mission: helping families, individuals, and businesses thrive through trusted relationships and personalized service.

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Local Experts, Personalized Banking

Our savvy experts and local decision makers are here to support all your personal and business banking needs, offering guidance, solutions, and community-focused service.

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Financial Insights & Cape Cod News

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NewsWho We Are
Cape & Coast Bank 2026 Summer Internship Program Underway
June 4, 2026

Bank Offers Future Professionals Real-World Experience in Retail Banking, Operations, Business Intelligence and Marketing HYANNIS, Mass., June 2, 2026 — Cape & Coast Bank has welcomed its intern class for the Summer of 2026. Eleven students from colleges and universities across the nation are participating in this year’s program, working with professionals from the bank’s …
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CareersNews
Cape & Coast Bank Announces Key Promotions, Strengthening Commitment to Clients and Community
May 21, 2026

Christine Parent Named Vice President, Commercial Relationship Manager; Vanessa Kusy Named Branch Manager, Small Business Specialist Cape & Coast Bank recently announced the internal promotion of two longtime employees, recognizing their strong performance and commitment to powering local communities through personalized banking and customer service. Effective immediately, the Bank has elevated Christine Parent to Vice …
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News
Cape & Coast Bank Reports Strong Growth, Community Impact at Annual Meeting
May 11, 2026

Appoints New Board Members and Corporators to Guide Bank Forward Toward Digital and Operational Transformation Cape & Coast Bank reported strong financial growth, elected six new members to its governance body and highlighted a major philanthropic impact across Cape Cod at its annual meeting for the fiscal year ending March 31, 2026. Cape & Coast …
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1 Other banks may charge a fee for the use of their ATM.