Powering Local.

Cape & Coast Bank is committed to building relationships, reinvesting in our community, and supporting the people and businesses that make Cape Cod thrive.

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Here for Every Stage of Life

Whether you’re buying your first home, growing your business, or planning for retirement, we’re here to help you reach your goals with local banking that understands Cape Codders.
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Open Free Checking Today

No monthly fees, 55,000+ free ATMs 1, mobile deposit included
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Make Homeownership a Reality

Expert guidance for every step toward your dream home
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Free Business Banking

No fee checking for local business owners
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Grow Your Business

Loans and credit lines to help businesses grow
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Plan Your Future

Investment planning and wealth management with local experts
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Learn & Save More

Financial education tools, calculators, and expert tips
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Enter the Powering Local Photo Contest

From sunrise shores to hometown heroes, celebrate what powers our community by capturing the people, places, and moments that power life on Cape Cod.

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Featured Rates

Effective as of May 03, 2026

View Rates

Certificate of Deposit

as high as

3.55
% APY*

Home Equity Loan

as low as

7.750
% APR

Business Money Market

as high as

2.34
% APY
View Rates

*See Certificate of Deposit Important Disclosures, Assumptions and APY Information
See Home Equity Loan Important Disclosures, Assumptions and APR Information

Rooted Here, Growing Together

Since 1921, we’ve grown with Cape Cod while staying true to our mission: helping families, individuals, and businesses thrive through trusted relationships and personalized service.

About Us Community
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Local Experts, Personalized Banking

Our savvy experts and local decision makers are here to support all your personal and business banking needs, offering guidance, solutions, and community-focused service.

Bank With Us

Financial Insights & Cape Cod News

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CareersNews
Cape & Coast Bank Appoints Christine ‘CJ’ Conrad Chief Client Experience Officer
April 29, 2026

As community banking continues to evolve, relationships remain at the heart of every client interaction. Cape & Coast Bank has appointed Christine “CJ” Conrad to the newly created role of Chief Client Experience Officer in response to rising client demand for faster, more seamless service across digital banking, deposit operations, the Customer Assistance Center, and …
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CareersNews
Cape & Coast Bank Advances Strategic Priorities with Key Leadership Appointments
April 14, 2026

Appoints Mary Kay Shea Chief Financial Officer and Brent Grable Chief Information Officer; Elevates Shanika Rogowski to Chief Consumer and Residential Banking Officer Cape & Coast Bank announced key additions and a promotion within its management team to advance its strategy to be the bank for business, expand core deposit relationships and enhance operational efficiency …
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CommunityNewsSecurity Articles
Cape & Coast Bank Hosts Fraud Seminars
March 19, 2026

Join us for a security seminar designed to help you stay safe and confident. We’ll talk through the top scams targeting older adults, how to spot them, and how to avoid becoming a victim. You’ll also learn what to do if you or someone you know is scammed. Plus, our experts will be on hand …
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1 Other banks may charge a fee for the use of their ATM.