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Built to be different from other checking accounts, with features like a higher interest rate and monthly ATM fee refunds*

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Additional terms, fees and conditions may apply.
*Qualifications required.

Here for Every Stage of Life

Whether you’re buying your first home, growing your business, or planning for retirement, we’re here to help you reach your goals with local banking that understands Cape Codders.
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Loans and credit lines to help businesses grow
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Featured Rates

Effective as of October 28, 2026

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Certificate of Deposit

as high as

3.70
% APY*

Home Equity Loan

as low as

7.750
% APR

Business Money Market

as high as

2.34
% APY
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*See Certificate of Deposit Important Disclosures, Assumptions and APY Information
See Home Equity Loan Important Disclosures, Assumptions and APR Information

Rooted Here, Growing Together

Since 1921, we’ve grown with Cape Cod while staying true to our mission: helping families, individuals, and businesses thrive through trusted relationships and personalized service.

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Access More Documents Online

We’re excited to announce an enhancement to your Online Banking document experience coming is here.

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Local Experts, Personalized Banking

Our savvy experts and local decision makers are here to support all your personal and business banking needs, offering guidance, solutions, and community-focused service.

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Financial Insights & Cape Cod News

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CareersNews
Cape & Coast Bank Recognized for Rebrand and Launch Campaign
October 27, 2026

by National and Regional Banking Organizations Cape & Coast Bank today announced that its rebrand and launch campaign in Fall 2025 have earned recognition from the New England Financial Marketing Association (NEFMA) and the American Bankers Association (ABA). The bank won a “NEFFIE Award” in the Branding (Agency) category and was named a finalist in …
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CommunityCommunity EngagementNewsWho We Are
Cape & Coast Bank Foundation Awards $18,500 in Q2 Grants to Help Cape Cod Neighbors Access Care, Stability and Opportunity
October 15, 2026

The Cape & Coast Bank Foundation awarded $18,500 in second-quarter fiscal year 2027 (July–September 2026) grants to seven local nonprofit organizations working to address essential needs across Cape Cod. “Community banking is rooted in the belief that when our neighbors are supported, our entire region is stronger,” said Cape & Coast Bank President and CEO …
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CareersNews
Cape & Coast Bank Welcomes Kevin Lynch as Branch Manager – Small Business Specialist
September 25, 2026

Cape & Coast Bank announced the appointment of Kevin Lynch as Branch Manager – Small Business Specialist for its East Harwich branch. In this role, Lynch will lead branch operations, support customers with their personal and small-business banking needs, develop local relationships, and help deliver the dependable, community-centered service for which Cape & Coast Bank …
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1 Other banks may charge a fee for the use of their ATM.