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Here for Every Stage of Life

Whether you’re buying your first home, growing your business, or planning for retirement, we’re here to help you reach your goals with local banking that understands Cape Codders.
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Featured Rates

Effective as of September 02, 2026

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Certificate of Deposit

as high as

3.55
% APY*

Home Equity Loan

as low as

7.500
% APR

Business Money Market

as high as

2.34
% APY
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*See Certificate of Deposit Important Disclosures, Assumptions and APY Information
See Home Equity Loan Important Disclosures, Assumptions and APR Information

Rooted Here, Growing Together

Since 1921, we’ve grown with Cape Cod while staying true to our mission: helping families, individuals, and businesses thrive through trusted relationships and personalized service.

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Access More Documents Online

We’re excited to announce an enhancement to your Online Banking document experience coming is here.

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Local Experts, Personalized Banking

Our savvy experts and local decision makers are here to support all your personal and business banking needs, offering guidance, solutions, and community-focused service.

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Financial Insights & Cape Cod News

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CareersNews
Cape & Coast Bank’s Johanna Zarra Joins Falmouth Housing Trust Board of Directors
September 1, 2026

Cape & Coast Bank is proud to announce that Johanna Zarra, a Residential Mortgage Loan Officer at the bank and a lifelong Falmouth resident, has been named to the Falmouth Housing Trust Board of Directors. With more than 15 years in the banking industry and a track record of guiding families through the mortgage process, …
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CareersNews
Cape & Coast Bank Announces Promotion of Eric Emmel and Welcomes Roman Mako
September 1, 2026

Cape & Coast Bank today announced the promotion of Eric Emmel to Vice President, Project Manager, an internal advancement that created the opportunity to welcome Roman Mako back to the Bank as Vice President, Group Operations Manager. Emmel’s promotion reflects Cape & Coast Bank’s ongoing commitment to developing talent and advancing employees within the Bank. …
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CommunityCommunity EngagementNews
Cape & Coast Bank Announces Future Leaders Scholarship Winners
July 28, 2026

More than 100 Students Apply in Scholarship’s Inaugural Year After reviewing more than 100 applications, Cape & Coast Bank announces the inaugural class of the bank’s Future Leaders Scholarship award. The 2026 Cape & Coast Bank Future Leadership Scholarship winners will receive a one-time $2,500 award and include: “Congratulations to these students as their hard …
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1 Other banks may charge a fee for the use of their ATM.