ACH Origination Services | Your Local Banking Partner

Electronic payments made simple. Local support always.

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We’re Here to Simplify Your Payments

For over 100 years, we’ve been helping businesses succeed with personalized financial solutions. Our ACH origination services combine modern technology with caring, local expertise. We’ll streamline your payments while you focus on growing your business.

Why Choose Our ACH Services

  • 4 p.m. same-day processing cutoff gives you more time for urgent payments 
  • Local decision-making means faster approvals and personal service 
  • Mobile app lets you approve payments securely from anywhere 
  • Full FDIC and DIF protection means 100% deposit insurance coverage 
  • Dedicated team provides ongoing support tailored to your business needs 

Perfect for Your Business Type

  • Seasonal businesses automate payments during busy and slower periods 
  • Hospitality companies streamline payroll and vendor payments easily 
  • Retail businesses collect customer payments automatically 
  • Professional services pay contractors electronically with detailed reporting 
  • Healthcare practices process patient and insurance payments seamlessly 

Choose Your Perfect ACH Solution

We offer flexible ACH origination services designed to meet different business needs. Compare our options to find the electronic payment solution that’s right for your operations.

ACH Credit Services

Perfect for payroll, vendor payments, and supplier transactions. Send funds directly to any US bank account electronically.

  • Payroll direct deposit processing 
  • Vendor and supplier payments 
  • Tax payment processing 
  • Loan and lease payments 
  • Next business day processing 

ACH Debit Services

Automatically collect payments from customer accounts for services, subscriptions, loans, and recurring billing needs.

  • Automatic payment collection 
  • Recurring billing processing 
  • Membership fee collection 
  • Loan payment collection 
  • Customer authorization management 

Same Day ACH

Process time-sensitive payments for next business day delivery to improve cash flow and provide better customer service.

  • Next business day delivery 
  • Urgent vendor payments 
  • Priority payroll processing 
  • Emergency payment processing 
  • Enhanced cash flow management 

Complete Cash Management

Comprehensive solution including ACH services, remote deposit capture, positive pay, and wire transfer capabilities.

  • All ACH services included 
  • Remote deposit capture 
  • Wire transfer capabilities 
  • Positive Pay fraud protection 
  • Dedicated support team 

Complete Electronic Payment Solutions

Whether you need to send payments to employees and vendors or collect from customers, we’ve got the right ACH solution for your business. Let’s find what works best for you.
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ACH Credit – Send Payments

Pay employees, vendors, and suppliers electronically nationwide

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ACH Debit – Collect Payments

Automatically collect from customer accounts for services

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Same Day Processing

Process urgent payments for next business day delivery

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Batch Payment Processing

Handle multiple payments efficiently in single transactions

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Recurring Payment Setup

Automate monthly, weekly, or custom payment schedules easily

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Mobile App Approval

Approve payments securely from your smartphone anywhere 

Ready to Get Started?

Our experienced cash management team is here to help you find the right ACH solution for your business. We’ll guide you through setup and provide ongoing support every step of the way.

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Discover Your Options

We’ll review your current payment processes and recommend the ACH services that best fit your specific business needs.
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Quick Implementation

Most businesses are processing ACH payments within days, not weeks. We’ll help you get started quickly and efficiently.
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Ongoing Support

Our local team provides comprehensive training and ongoing support to ensure you get the most from your ACH services.

ACH Origination Service Questions

Get answers to common questions about our ACH origination services, including processing times, security features, and how to get started with us.

ACH origination lets your business send and receive electronic payments through the Automated Clearing House network, eliminating paper checks.

Standard ACH payments process for next business day delivery. Same Day ACH is available for urgent payments processed by our daily cutoff.

Payroll, vendor payments, tax payments, customer collections, and any domestic business-to-business or business-to-consumer payment needs.

We use bank-grade encryption, dual authentication, and positive pay monitoring. We’re members of both FDIC and DIF for full deposit protection.

Contact our cash management team at 508.568.3400 or visit any branch. We’ll assess your needs and help implement the right solution quickly.

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Let’s Transform Your Business Payments

Join hundreds of businesses who’ve already streamlined their payment processes with our ACH services. Experience faster processing, lower costs, and the personal attention you deserve.

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