Cash Management Zero Balance Account
End each day with zero balance, automated sweeps
Simplify Your Business Cash Flow
We’re here to help make record keeping easier for your business. Our Cash Management Zero Balance Account automatically tracks important transactions like payroll expenses, wire transfers, and bill payments. Each business day, our system sweeps all remaining funds from your Zero Balance Account into your Cash Management checking account, giving you clear records while maintaining efficient cash flow management.
Why Choose Our Zero Balance Account
- End each day with zero balance when funds sweep to your checking account
- Free Business Online Banking for 24/7 account access and management
- Free Bill Pay eliminates paper checks and streamlines payments
- Free Business Mobile Banking lets you bank wherever you go
Perfect for Your Business Needs
- Payroll processing with automated fund management and record keeping
- Multi-location operations requiring centralized cash control
- Wire transfers and bill payments with clear transaction tracking
- Growing businesses needing scalable cash management solutions
Cash Management Solutions for You
Whether you’re managing payroll, tracking departmental expenses, or handling wire transfers, our Cash Management Zero Balance Account is designed to fit your business needs.
Basic Zero Balance Account
This account is perfect for specialized functions like payroll processing or departmental expense tracking.
- Single zero balance account
- Daily automated fund sweeps
- Transaction tracking and records
- Free Business Online Banking
- Free statements and reporting
Multi-Account Setup
Ideal for businesses managing several functions including payroll, wire transfers, and various bill payments.
- Multiple zero balance accounts
- Customizable sweep arrangements
- Advanced transaction tracking
- Comprehensive reporting tools
- Dedicated business banker support
Enhanced Cash Management
Comprehensive solution combining zero balance functionality with additional cash management and investment options.
- Full cash management suite
- Investment account integration
- Advanced reporting capabilities
- Priority customer service
- Quarterly business reviews
Complete Cash Management Solutions
Trusted by Local Businesses
From seasonal operations to year-round enterprises, businesses trust our Cash Management Zero Balance Account to streamline their financial operations.
Zero Balance Account Questions
Get answers to common questions about our Cash Management Zero Balance Account and learn how this solution can benefit your business operations.
What is a Zero Balance Account?
A Zero Balance Account automatically sweeps all remaining funds into your Cash Management checking account each business day, maintaining a zero balance while tracking all transactions.
What transactions can I track?
You can track payroll expenses, wire transfers, bill payments, and other important business transactions while maintaining clear records for easier bookkeeping.
What’s included with my account?
Your account includes free Business Online Banking, free Bill Pay, free Business Mobile Banking with Mobile Deposit, and free statements.
How is my money protected?
By combining FDIC primary insurance and DIF excess deposit insurance, we provide full insurance on all deposits, no matter the balance.
How do I get started?
Contact our Business Banking Team at 508.568.3400 or email us to discuss your cash management needs and set up your Zero Balance Account.
Ready to Simplify Your Cash Flow?
See how our Zero Balance Account helps businesses stay organized and in control. With smart automation and expert support, we’re here to help you manage cash with confidence.