Business Wire Transfers – Your Trusted Partner

Local expertise, same-day processing since 1921

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Wire Transfer Service You Can Trust

For over 100 years, Cape & Coast Bank has been your trusted financial partner. Our wire transfer service delivers the speed and security your business demands with local decision-making and personalized service. Perfect for real estate, construction, hospitality, and retail businesses handling seasonal cash flows, supplier payments, and time-sensitive transactions.

Why Businesses Choose Us

  • Local decision-making and approval – we’re here when you need us 
  • Same-day processing for domestic wires by our 4 p.m. cutoff 
  • Personal relationships with bankers who understand your business 
  • Over 100 years of trusted service

Complete Wire Solutions

  • Domestic wire transfers for closings and time-sensitive transactions 
  • International wires for global suppliers and overseas operations 
  • Business Wire platform with dual authentication and mobile approval 
  • Coming soon: Create templates for recurring payments to frequent vendors. 

The Community Bank Advantage

Experience the difference that local expertise makes. Our wire transfer service combines advanced technology with the personal service that only a community bank can provide.
Same-Day Processing

Domestic wires sent same day when initiated by 4 PM EST
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Local Decision Making

Approvals made right here locally, not distant offices
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Mobile Approval

Approve transfers directly from your mobile device
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Community Focused

Over 100 years serving businesses in our region

Getting Started is Simple

Our experienced team will help you set up wire transfer services quickly and securely. We’ll customize the solution to match your business payment requirements.

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Quick Local Setup

Complete the wire transfer agreement with our local team and get approved for same-day processing within 24 hours.
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Security Configuration

Set up dual authentication, approval limits, and user permissions with guidance from our experienced staff.
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Personalized Training

Receive hands-on training from our team on wire initiation, approval processes, and security best practices.
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Ready for Better Business Banking?

See how local expertise and personalized support can make all the difference. Businesses trust Cape & Coast Bank to move forward with confidence. Connect with our team to get started.

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Wire Transfer Service FAQs

Get answers to the most common questions about our wire transfer services, processing times, and security features for your business.

Domestic wire cutoff is 4:00 PM EST and international wire cutoff is 2:00 PM EST on business days for same-day processing.

Domestic wires process same-day when sent by 4 PM EST. International wires typically take 1-3 business days depending on destination.

Wire transfers use Federal Reserve encryption, dual authentication, and cannot be reversed once sent, providing strong protection.

You’ll need recipient bank routing number, account number, recipient name and address, and transfer amount and purpose.

Yes, our mobile app allows you to approve wire transfers with dual authentication for enhanced security and convenience.