Estate Planning & Investment Services
Guiding families and individuals
Your Trusted Planning Partners
We’ve helped families and individuals plan for their future and protect their legacy. Our Investment Executives work with you to develop strategies that maximize what you pass on to your family by combining estate planning expertise with investment advisory services.
Comprehensive Planning Services
- Financial Plans reviewed annually for retirement & estate goals
- Portfolio analysis & diversification strategies to optimize investments
- Long-term care planning in case you’ll need skilled nursing care
- Trust coordination with investment strategies for seamless planning
Investment & Retirement Solutions
- Mutual funds plus CDs, stocks, bonds, annunities
- College savings programs coordinated with overall financial strategy
- 401k, IRA, & 403b optimization with rollover assistance
- Diversified portfolio management for growth & income goals
Choose Your Planning Approach
Whether you’re just starting to think about estate planning or need comprehensive wealth management, we offer services tailored to your stage of life and complexity of financial needs.
Essential Planning
Perfect for young families and first-time planners who want essential documents and basic investment coordination.
Features
- Written financial plan
- Portfolio analysis
- College savings programs
- Basic estate documents
- Annual plan review
Comprehensive Planning
Ideal for established families who need advanced tax planning, investment management, and wealth transfer strategies.
Features
- Advanced estate planning
- Investment diversification
- Tax optimization strategies1
- Trust coordination
- Multi-generational planning
Retirement-Focused Planning
Designed for those approaching or in retirement who want to optimize income and protect assets for their heirs.
Features
- Retirement income strategies
- Asset protection planning
- Long-term care preparation
- Investment management
- Legacy preservation
Business Owner Planning
Comprehensive planning for business owners who need to coordinate personal estate plans with business succession.
Features
- Business succession planning
- Personal estate coordination
- Tax-efficient structures1
- Family wealth transfer
- Investment optimization
Why Choose Us
Written Financial Planning
Comprehensive plans reviewed annually to keep you on track
Your Financial Planning Journey
We’ll guide you through every step of protecting your legacy and planning for retirement, from initial consultation through ongoing plan updates as your life and goals evolve.
Estate Planning Questions & Answers
Get answers to the most important questions about estate planning, retirement planning, and investment services.
What’s included in a Financial Plan?
Your Financial Plan includes retirement goal analysis, investment risk strategy, estate planning coordination, and annual testing to keep you on track.
What investment services do you provide?
We offer mutual funds, stocks, bonds, structured CDs, annunities, insurance, plus portfolio analysis and diversification strategies.
How often should I review my plan?
Your Financial Plan should be reviewed at least annually to adjust for life changes, market conditions, and evolving retirement goals.
Who are your Investment Executives?
Our experienced Investment Executives, Robert Martin and Kate DiMascolo,work with you to develop, review, and execute financial plans for retirement, estate planning, and education goals.
Start Planning Your Legacy Today
Don’t leave your family’s future to chance. Schedule a consultation with our experienced Investment Executives and discover how we can help protect your legacy for generations to come.
1 Consult your tax advisor.
IMPORTANT: Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Cape & Coast Financial is a trade name of Cape & Coast Bank. Osaic Institutions and the Bank are not affiliated. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.