Earn More with 50-Plus Interest Checking

Designed for your next chapter. We’re here to deliver.
Open Today

Smart Banking for Smart People

With 50-plus, you deserve banking that works as hard as you have. Our 50-Plus Interest Checking pays you competitive interest with zero monthly fees and no minimum balance. We’re proud to support the community initiatives that make Cape Cod special. Additional terms, conditions, and fees may apply.

What You’ll Love About This Account

  • We’ll never charge you monthly fees, period. Your money stays where it belongs: with you 
  • You’ll get free basic checks whenever you need them, plus unlimited check writing all year long 1 
  • We’ve got your back with 100% deposit insurance through FDIC and DIF coverage, no matter your balance 

 

Banking Made Simple

  • You’ll get alerts and card controls to keep your money safe and sound 
  • Use any of our branch ATMs free, plus 55,000+ fee-free Allpoint Network ATMs nationwide3 
  • Just $25 opens your account—that’s it. No ongoing balance requirements to worry about 

Your Questions, Our Answers

We know you’ve got questions about our 50-Plus Interest Checking. Here’s everything you need to know about this account designed just for you.

If you’re 50 or better, this account’s for you! We designed it specifically for Cape Codders who want to earn interest without the hassle of monthly fees or minimum balances.

None! You only need $25 to get started, and after that, there’s no minimum balance requirement. You’ll earn interest on whatever you keep in your account.

Every time you use your debit card, you’ll automatically earn MyCapeRewards points. Redeem them for gift cards, travel, merchandise—whatever makes you happy!

Absolutely. You have 100% deposit insurance through FDIC and DIF coverage, no matter your balance. That means every dollar you deposit is fully protected.

Super easy! Our digital banking lets you check balances, pay bills, and deposit checks from anywhere. We’ll help you get set up.

When you bank with us, you’re supporting community programs that help with housing, health, education, and family support right here on Cape Cod. 

chart arrow trending up icon

Ready to Earn More on Your Money?

Join your neighbors who have discovered the difference local banking makes. We’ll help you open your account at any of our branches, or you can call us at 508-568-3400. We’re here to help you succeed.

Let's Get Started

Banking That Gives Back

Your relationship with us does more than just grow your money. We’re committed to strengthening our community through programs that create real, positive change.
diversity icon
Building Community

We’re creating spaces where Cape Cod neighbors connect and belong.
piggy bank icon
Financial Wellness

We’re helping families build stronger financial futures.
secured bank icon
Your Security

We’re protecting what matters most with tools and education.

Let’s Plan Your Financial Future

Your 50-Plus Interest Checking is just the beginning. We’d love to help you explore how our other services can help you save more, plan ahead, and achieve your goals.
A woman gardening
Grow Your Savings
We’ll help you find the right savings account, money market, or CD to make your money work harder for you.
A man playing the guitar in his yard
Secure Your Retirement
Our experienced advisors are here to help you plan for the retirement you’ve always dreamed about.
A man working on a boat engine
Business Banking Solutions
Whether you’re consulting, investing, or running a business, we’ve got specialized services to help you succeed.

1Free basic checks. One box per order, unlimited number of orders per year. 
2There are no bank fees for this service, but standard wireless/data plan fees and/or text rates apply. Consult your provider. 
3Other banks may charge a fee for the use of their ATM.