Your Secure Debit Cards with Tap to Pay

Modern banking made simple, backed by local care

Banking Made Easy & Secure

We’ve designed our debit cards with you in mind—combining the latest security technology with the convenience you need for everyday banking. You’ll get EMV chip protection, tap to pay, and mobile controls, all backed by the personal service we’re known for here on Cape Cod.

Your Security, Our Priority

  • EMV chip technology keeps your money safe from fraud and counterfeit card use when you shop. 
  • Zero liability protection means you won’t pay for unauthorized purchases—we’ve got your back. 
  • 24/7 fraud monitoring watches for suspicious activity and alerts you right away if something’s off. 
  • Instantly lock or unlock your card in our mobile app if it’s lost—or once you find it.
  • Add your debit card to your device’s digital wallet for simple checkout—backed by built-in security that protects your card details every time.

Convenient Ways to Pay

  • Tap to pay at checkout—it’s faster and safer than swiping.
  • Access 55,000+ free ATMs nationwide through our partner Allpoint Network—no fees when you travel. 
  • Shop online or on your phone—your card works everywhere you need it to. 

Discover MyCapeRewards!

The progam that rewards you for using your debit card.

Banking with Cape & Coast Bank is more rewarding than ever! MyCapeRewards is the program that rewards you for using your Cape & Coast debit card for everyday purchases or for referring family and friends!

Earn points for using your Cape & Coast debit card on purchase transactions! Choose to redeem your points right away or accrue points that can be redeemed for anything from small gifts and services to gift cards and vacations. MyCapeRewards also offers a platform to shop from your favorite retailers to earn cash back on purchases.

Visit MyCapeRewards.com to browse prizes, gift cards and to learn all the ways you can earn points!

Earn one point for every $100 spent1 with a signature or PIN transaction. Earn extra points by shopping online through the merchants listed on mycaperewards.com Refer a Friend to open a new checking account and you’ll both receive a reward.

1There is a fee associated with replacing lost debit cards.  

Your Debit Card Questions Answered

We’re here to help with any questions about your Cape & Coast Bank debit card. From activation to security features, we’ve got the answers you need.

Easy! Use our mobile app, call the number on your card, or just use it with your PIN at any ATM. We’re here if you need help.

Don’t worry—lock it right away in our mobile app or call us at 508-568-3400. We can get you a new one today at any branch1.

Just tap your card where you see the tap to pay symbol. No PIN needed under $50. It’s quicker and more secure than swiping.

Nope! No fees for purchases or using our 55,000+ partner Allpoint Network ATMs. You might see fees at other ATMs or for international purchases.

Absolutely! It works great with Apple Pay, Google Pay, and Samsung Pay. Add it through our app or your phone’s wallet app.

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Ready for a Better Banking Experience?

Join other Cape Codders who trust us for secure, convenient banking. When you open an account with us, you’ll get a secure tap-to-pay debit card plus the personal service that makes all the difference.

Take Control with Our Mobile App

Our mobile app puts you in the driver’s seat. Set up alerts, control spending, lock your card when needed, and manage everything right from your phone. Banking should work for you, not the other way around.

Choose the Card That Fits Your Life

We offer three debit card options because we know everyone’s different. Whether you want basic banking or premium perks, we’ve got a card that works for your lifestyle and budget.

A gold cape and coast debit card

My Rewards® Gold

Get cash back, bonus rewards2, and roadside help. $9.95/month, but your first three months are on us1.

A cape and coast debit card

My Rewards® Platinum

Our premium option with the best perks and highest rewards. $14.95/month, first three months free1.

Someone making a debit card transaction

Get Your Free Debit Card

Our standard debit cards are issued on the spot at any of our convenient branches. You can choose the design and set or re-set your PIN, too. It’s that easy.

1Fee applicable following advertised promotional period. Please visit mycaperewards.com/rewardsprogramterms for program terms and conditions. 

2Rewards points expire two years after issue.