The Cape’s Premier Visa® Credit Cards

Rewards designed for your lifestyle

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African American woman smiles holding credit card in front of open laptop sitting at table in farmhouse kitchen.

The Cape & Coast Advantage

When you choose a Cape & Coast Bank Visa® credit card, you’re getting more than just a payment method—you’re partnering with a financial institution that’s been committed to our community for over a century. We understand your needs and we’re here to help you succeed.

Card Benefits

  • SecurLOCK™ Email and Text Fraud Alerts 
  • Zero Fraud Liability 
  • Identity Theft Assistance 
  • 24/7 Personal Customer Service 
  • Complimentary Travel Accident Insurance1 
  • Purchase Protection 
  • Cell Phone Protection2 

Find Your Perfect Credit Card

Compare our card options to find the Visa® credit card that fits your lifestyle. Whether you prefer cash back, travel rewards, or building credit, we have options designed for how you live and spend.4 

Green 'VISA Cash Rewards' credit card

Visa® Platinum Cash Rewards

Earn cash back on every purchase with a straightforward rewards program that puts money back in your pocket. 4

  • 1% cash back on all net purchases 
  • Cash rewards never expire 
  • No complicated categories to track 
  • Redeem as statement credit or check 
Image of 'VISA Excursion Signature' credit card.

Excursion™ Visa Signature®

Perfect for travelers with enhanced cash back on travel purchases and dining, making it ideal for active lifestyles. 4 

  • 2% cash back on travel purchases 
  • 2% cash back on dining purchases 
  • 1% cash back on all other purchases 
  • $50 bonus after $500 spend in 60 days 
Image of blue 'VISA Rewards Platinum' credit card.

Visa® Platinum Rewards

Earn points on every purchase that can be redeemed for merchandise, travel, gift cards and more through our program. 4 

  • 1 point per $1 on all net purchases 
  • Points never expire while active 
  • Redeem for travel and merchandise 
Image of Black 'VISA Signature' credit card

Visa Signature®

Our premium rewards card offering enhanced points on all purchases plus exclusive Visa Signature benefits. 4

  • 1.5 points per $1 on all purchases 
  • 30,000 bonus points welcome offer 
  • $2,500 spend required in first 3 months 
  • Premium travel & shopping benefits 
Image of Gray 'VISA Platinum Edition' credit card.

Visa® Platinum Edition

A straightforward credit card with competitive rates 5 and no complicated rewards program, ideal for carrying balances.

  • No penalty APR 
  • Competitive interest5 rates 
  • Focus on low-cost borrowing 
  • No rewards program complexity 
Image of 'VISA Platinum Secured' credit card.

Visa® Platinum Secured

Perfect for building or rebuilding credit with responsible use, while enjoying many of the same benefits.

  • Build or rebuild your credit profile 
  • Credit limit equals security deposit 
  • Deposit range: $300 to $5,000 
  • Reports to all three credit bureaus 

Premium Credit Card Benefits

Every Cape & Coast Bank Visa® credit card comes with exceptional benefits that support your lifestyle. Enjoy premium protection features, rewards that reflect how you spend, and service from people who care.
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24/7 Personal Customer Service

Get personal assistance from friendly local experts who understand.

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Cell Phone Protection Plan

Pay your bill with your card and get valuable coverage automatically.1

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Travel Accident Insurance

Travel with confidence knowing you’re protected on your journeys.2

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Zero Fraud Liability

Rest easy with protection against unauthorized transactions.

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Free FICO® Score Updates

Monitor your credit health with monthly score updates.3

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Mobile Wallet Integration

Apple Pay®, Google Pay™, and Samsung Pay® compatibility.

Credit Cards For Cape Codders, By Cape Codders

As Cape Cod’s hometown bank since 1921, we understand the unique financial needs of our coastal community. Our Visa® credit cards are specifically designed for the Cape Cod lifestyle—whether you’re a year-round resident, a seasonal visitor, or a local business owner. Experience the perfect blend of nationwide benefits with local, personalized service that big banks simply can’t match.

Credit Card FAQs

Get answers to frequently asked questions about Cape & Coast Bank Visa® credit cards, including application requirements, rewards programs, and benefits.

Our Visa® credit cards are issued through our community bank partnership with TCM Bank, ensuring personal service from local bankers who know you. You’ll get competitive rates 5 and benefits while supporting a bank that reinvests in our community.

Apply online in minutes through our secure application, visit any of our convenient branch locations, or call our Customer Assistance Center at 508-568-3400. We’re here to help guide you through the process.

We offer options for various credit profiles. Our unsecured cards typically require good credit for optimal approval odds, while our Secured Visa® offers a credit-building solution for those with limited credit history.

Our Cash Rewards card offers 1% cash back on all purchases. The Excursion Visa Signature® earns 2% on travel and dining, 1% on everything else. The Rewards Platinum earns 1 point per dollar, while our Visa Signature® earns 1.5 points per dollar. 4

When you pay your monthly cell phone bill with your Cape & Coast Bank Visa® credit card, you receive protection against damage or theft for your phone (up to $200 per claim), subject to terms and conditions. This coverage comes at no additional cost.

Annual fees vary by card. Some cards have no annual fee, while premium cards may have a modest annual fee that is offset by enhanced benefits and rewards. See each card’s application disclosures for specific fee information.

Immediately contact the 24-hour hotline at 1‑800‑883‑0131 to freeze or cancel your card.

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Apply for Your Cape Cod Credit Card Today

Join thousands of satisfied Cape Codders who’ve discovered the perfect blend of competitive rewards, local benefits, and hometown service. Apply online in minutes, visit any Cape & Coast Bank branch, or call us to get started.

Apply Now

See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval. 

1Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569. 

  • NOT A DEPOSIT • NOT FDIC-INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY GO DOWN IN VALUE

2Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. 

3FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible. 

Loans are subject to credit approval. 

4 In order to access rewards, your account must be open and in good standing. 

5 See the card application’s Important Disclosures for current terms, rates and fees.