Personal Savings That Work as Hard as You Do
We’re here to help you reach your financial goals
Savings Account Features & Benefits
For over 100 years, we’ve helped families build financial security with savings options that make sense. Whether you’re here year-round, spend summers with us, or live elsewhere but appreciate our friendly service, we’re committed to helping you succeed. We offer competitive rates, clear fee structures, and the convenience you need—plus deposits are 100% insured in full through FDIC and DIF coverage.
Why You’ll Love Our Savings
- Start with just $25—we believe everyone deserves a chance to save and grow their money
- Bank online or on your phone 24/7, because your schedule doesn’t stop at 5 PM
- Earn competitive rates
- Sleep soundly knowing deposits are 100% insured in full with FDIC and DIF coverage
Premium Savings Options
- Money Market accounts reward you with higher rates when you save more
- Lock in great rates with our CDs—terms from 3 months to 5 years
- Plan for the future with Traditional and Roth IRAs that grow your retirement savings
- Take advantage of our special CD promotions for even better returns
- Set up automatic transfers so your savings grow without you thinking about it
Find the Perfect Fit for Your Goals
Whether you’re building that emergency fund, saving for your dream getaway, or planning for retirement, we have the right savings account to help you get there. Let’s find what works best for you.
Savings Account
Perfect for everyday savers who want easy access to their money with no monthly fees and rates that actually matter.
- No monthly fees ever
- Just $25 to get started
- Free online & mobile banking1
- Competitive interest rates
- FDIC & DIF insured deposits
- Overdraft protection available
- Paperless statements option
1There are no bank fees for this service, but standard wireless/data plan fees and/or text rates apply. Consult your provider.
Certificates of Deposit
Lock in guaranteed returns with fixed rates you can count on. Choose your term and watch your money grow steadily.
- Guaranteed fixed rates
- 3 months to 5 years terms
- $500 minimum to start
- Special promotional rates
- Automatic renewal options
- 100% deposit coverage
Money Market Account
Earn premium rates that grow with your balance while keeping your money accessible when you need it most.
- Higher rates for higher balances
- Just $25 to get started
- Better rates as you save more
- Check writing available
- Debit card access
- Fully insured deposits
Traditional IRA
Save for retirement with tax advantages today. We’ll help you understand how to make the most of your contributions.
- Tax-deferred growth1
- Potential tax-deductible contributions
- Withdrawals start at 59½
- Required withdrawals at 73
- Competitive interest rates
- Penalties for early withdrawal2
- Fully insured deposits
1Consult your tax advisor.
2Certain exceptions apply. Non-penalized withdrawals include healthcare, purchasing first home, etc.
Roth IRA
Enjoy tax-free retirement withdrawals with the flexibility you want. No required withdrawals means more control.
- Tax-free withdrawal in retirement
- No required withdrawals
- After-tax contributions
- Withdrawals start at 59½
- 5-year holding period
- Penalties for early withdrawal
- Fully insured deposits
Banking That Makes Sense
Savings on Autopilot
Set up automatic transfers and watch your savings grow.
Options That Fit Your Life
From basic savings to retirement—we’ve got what you need.
Ready to Start Saving Smarter?
Opening your savings account takes just a few minutes. Stop by any of our convenient branches and we’ll walk you through everything in person. We’re here to help you succeed—let’s get started.