Financial Calculators

Explore our financial calculators and take control of your financial future with The Cooperative Bank of Cape Cod. Below are easy-to-use financial calculators to help you navigate your financial journey with confidence. Whether you’re planning a budget, saving for a major purchase, or evaluating loan options, our calculators offer insights and comparison tools to keep you on track. We’re committed to empowering you with the knowledge and resources you need to make informed financial decisions.

Mortgage Calculators

Calculate a Mortgage Payment

Rent or Buy?

Proceeds from Sale of a Home

Home Affordability

Compare Two Mortgage Loans

Adjustable-Rate Mortgage Analyzer

Time to Refinance?

Calculate Home Closing Costs

Compare a Bi-Weekly Mortgage to a Monthly Mortgage

Debt-to-Income Calculator

Down Payment Calculator

Loan Amount Calculator

Equity Calculators

The Equity in Your Home

Calculate a Home Equity Loan Payment

Calculate a Home Equity Line of Credit Payment

Using Home Equity for a Major Purchase

Home Equity Loan or Line of Credit?

Consolidating Debt with Home Equity

Paying Off a Home Equity Loan or Line of Credit

Savings Calculators

The Impact of Saving More

The Benefits of Compounding

Save for College

Save to be a Millionaire

What Will My Savings Be Worth?

Save Towards a Goal

Save for a Rainy Day

Compare Two CDs

Calculate Your Savings at Maturity

Retirement Calculators

How Long Will My Retirement Savings Last?

401(k) Calculator

Traditional 401(k) or Roth 401(k)?

Retirement Income Estimator

Spend It or Invest in an IRA?

Estimate Social Security Benefits

Save for Retirement

Debt Calculators

Debt Consolidation

Make Bi-Weekly Payments

Meet a Debt Payoff Goal

How Long Will It Take to Pay Off a Credit Card?

Use a Lump Sum to Pay Down Debt

Are Credit Card Balance Transfers Worth It?

Increase Your Monthly Payment

Calculate a Loan Payment

Budget Calculators

How Much Am I Spending?

Balance Your Checking Account

Household Cash Flow Tracker

Spare Change

Calculate Your Net Worth

Save or Pay Off Debt?

Keep Working or Stay at Home?