Hospitality Business Loans & Restaurant Finance
We’re here to help your hospitality business grow
Your Hospitality Banking Partner
Since 1921, we’ve helped hospitality businesses succeed throughout Massachusetts. Whether you run a restaurant, hotel, or seasonal business, we understand your unique challenges and we’re here to support you with financing solutions that work.
Why Hospitality Businesses Choose Us
- SBA Lender with streamlined approval process
- Local decision-making means faster approvals for your business needs
- Over 100 years of experience helping businesses grow and succeed
- Dedicated specialists who understand your industry personally
Complete Business Financing Solutions
- Restaurant equipment financing for kitchens, POS systems, and technology
- Business term loans and lines of credit for working capital needs
- SBA loans up to $5 million with government backing and competitive rates
- Seasonal business financing that works with your revenue cycles
Hospitality Financing Solutions
We offer a complete range of financing options specifically designed for hospitality businesses. From equipment purchases to working capital, we have solutions that fit your needs.
Restaurant Growth Financing
Equipment financing, renovation loans, and working capital solutions designed specifically for restaurant owners.
- Equipment and kitchen financing
- Restaurant renovation loans
- Working capital lines of credit
- Fast local approval process
Seasonal Business Financing
Flexible financing options that work with seasonal revenue patterns and help you manage cash flow year-round.
- Flexible payment schedules
- Seasonal working capital
- Equipment upgrade timing
- Revenue cycle understanding
Hotel & Lodging Financing
Commercial real estate loans, renovation financing, and equipment purchases for hotels and lodging properties.
- Property acquisition loans
- Renovation project financing
- Hotel equipment financing
- SBA 504 real estate options
Equipment Financing
Financing for kitchen equipment, POS systems, furniture, technology, and all the equipment your business needs.
- New and used equipment
- Technology and POS systems
- Kitchen and dining equipment
- Competitive terms available
Financing for Every Hospitality Need
Ready to Grow Your Business?
Our hospitality business specialists understand your industry and are ready to help you find the right financing solution for your restaurant, hotel, or hospitality business.
Partner with Us for Business Success
Join hundreds of hospitality businesses that trust Cape & Coast Bank for their financing needs. Experience the difference that personal service and local expertise can make for your business.
Hospitality Financing FAQs
Common questions about restaurant loans, hotel financing, equipment financing, and SBA loans for hospitality businesses in Massachusetts.
What types of hospitality loans do you offer?
We provide restaurant equipment loans, hotel financing, seasonal business solutions, SBA loans, working capital lines, and commercial real estate loans for hospitality businesses.
How quickly can I get loan approval?
Our local underwriting team can provide decisions quickly for qualified applicants. We understand the hospitality industry and work to move your application along efficiently.
Do you work with seasonal businesses?
Yes! We understand seasonal revenue patterns and offer flexible financing options that work with your business cycles throughout the year.
What restaurant equipment can be financed?
Kitchen equipment, POS systems, furniture, fixtures, HVAC systems, refrigeration, and technology upgrades can all be financed through our equipment loan programs.
Are SBA loans available for hospitality?
Yes, as an SBA Lender, we offer SBA 7(a), 504, and Express loans specifically designed for restaurant, hotel, and hospitality business needs.