CommunityFirst Nonprofit Banking Built for You
Over 100 years supporting Massachusetts nonprofits
We’re Here to Support Your Mission
As a community bank, we’ve served Massachusetts nonprofits for over 100 years with CommunityFirst banking services. We understand community work means putting others first—we’re here to help you succeed with specialized banking designed for your mission.
Why Nonprofits Choose Us
- Local decisions since 1921—we make choices right here in Massachusetts
- CommunityFirst services designed specifically for 501c3 organizations
- No monthly service charges on qualifying nonprofit accounts
- Complete deposit protection: all deposits insured in full with FDIC + DIF
Complete Nonprofit Banking Solutions
- CommunityFirst Money Market with competitive rates and instant access
- Business checking with online banking and bill pay included
- Certificate of deposit options to preserve and grow reserves
- Business lending for equipment financing and working capital
- Digital banking: mobile banking, bill pay, and remote deposit capture
CommunityFirst Nonprofit Solutions
Choose the CommunityFirst services that best support your charitable mission. Our nonprofit solutions help Massachusetts organizations manage funds efficiently and focus on their important work.
CommunityFirst Money Market
Money market accounts for nonprofits with competitive rates, instant access to funds, and no monthly service charges.
- No monthly service charges
- Instant access to your funds
- Competitive interest rates
- Digital banking included
- FDIC and DIF insured in full
Business Checking
Business checking designed for nonprofit operations with online banking, bill pay, and mobile banking included.
- Online banking and bill pay
- Mobile banking with check deposit
- No transaction limits
- FDIC and DIF protection
- Dedicated Relationship Manager
Certificate of Deposit
Certificates of deposit to help nonprofits preserve reserves and earn competitive returns on funds over time.
- Competitive interest rates
- Terms from 6 months to 5 years
- FDIC and DIF insured in full
- Automatic renewal options
- Dedicated Relationship Manager
Business Lending
Flexible lending solutions to help Massachusetts nonprofits expand programs, purchase equipment, and invest in missions.
- Working capital lines available
- Equipment financing options
- Property acquisition loans
- Local underwriting decisions
- Competitive rates and terms
CommunityFirst Nonprofit Services
Supporting Our Local Communities
From year-round residents to seasonal visitors, we’re proud to serve the diverse communities that make Massachusetts special. Experience banking that understands your mission.
CommunityFirst Banking Questions
Get answers to common questions about nonprofit banking services. Learn about CommunityFirst account features, requirements, and specialized services.
What makes CommunityFirst different?
CommunityFirst is our suite of banking services designed specifically for Massachusetts nonprofits, featuring competitive rates and no monthly service charges.
How does full deposit protection work?
By combining FDIC primary insurance and DIF excess deposit insurance, we provide full insurance on all deposits, no matter the balance, with no applications or fees required.
What documents do I need to open an account?
You’ll need your IRS determination letter, Articles of Incorporation, bylaws, EIN, and board resolution authorizing account opening and authorized signers.
Can you help with grant application support?
We can provide financial references and verification letters to support your Massachusetts grant applications as your trusted banking partner.
What digital banking services are available?
We offer mobile banking, online bill pay, remote deposit capture, account management tools, and 24/7 access to your accounts through secure online banking.
Ready to Partner with Us?
Join hundreds of Massachusetts nonprofits that trust Cape & Coast Bank for their financial needs. Experience CommunityFirst banking services designed specifically for organizations making a difference.