Cash Management Checking

Streamline operations with local expertise

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Three Smart Checking Solutions

Compare our three Cash Management Checking accounts designed to meet different business needs, featuring advanced tools and personalized service to help optimize your operations.

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Cash Management- Preferred

Essential cash management tools with positive pay protection and dedicated specialist support for growing businesses.

  • Perfect for Small Businesses 
  • No minimum balance required 
  • Positive Pay fraud protection 
  • 1 additional service included 
  • Money Market Sweep available 
  • Same-day local decisions 
  • Dedicated specialist support 
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Cash Management- Preferred Plus

Enhanced cash management with fee waivers, expanded services, and comprehensive fraud protection for established firms.

  • Ideal for Mid-Sized Operations 
  • Fee waiver with minimum balance 
  • Positive Pay fraud protection 
  • Up to 2 additional services 
  • Money Market Sweep available 
  • Same-day local decisions 
  • Dedicated specialist support 
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Cash Management- Premium

Comprehensive cash management suite with maximum services, sweep compatibility, and priority support for large businesses.

  • Advanced Commercial Solutions 
  • Fee waiver with minimum balance 
  • Positive Pay fraud protection 
  • Up to 4 additional services 
  • Money Market Sweep compatible 
  • Same-day local decisions 
  • Dedicated specialist support 

Available Cash Management Services

Each account includes fraud protection and business banking tools, plus your choice of additional Cash Management services based on your account tier level.
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Remote Deposit Capture

Deposit checks from your office—convenient and secure
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ACH Origination Service

Process payroll and vendor payments electronically
Wire Transfer Service

Send secure payments anywhere quickly and reliably
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Zero Balance Accounts

Automate transfers to maintain optimal cash flow

The Community Bank Advantage

Cape & Coast Bank combines modern banking technology with genuine local relationships, delivering the personalized service and advanced features your business deserves.

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Technology That Powers Growth

Advanced business tools, real-time fraud prevention, and automated features designed to help your business thrive
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Local Decisions, Fast Results

Your Cash Management specialist lives and works in your community—enabling quick decisions and personalized service
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Business Intelligence You Need

Industry insights and local market knowledge help guide your strategic decisions and business growth plans
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Ready to Streamline Your Banking?

Join hundreds of local businesses who trust Cape & Coast Bank for superior Cash Management solutions. Our local experts are ready to create a customized banking solution for your success.

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Cash Management Checking FAQs

Get answers about Cape & Coast Bank’s Cash Management Checking accounts and discover why businesses choose our banking solutions.

Advanced business tools, fraud protection, and local decision-making provide superior technology with the personal service of your community bank.

Each account includes fraud protection, business banking tools, and your choice of additional Cash Management services based on your account tier.

Most business accounts can be opened within 24-48 hours. Our local underwriters make decisions quickly right here for faster service.

Our Preferred account has no minimum balance. Preferred Plus and Premium accounts offer fee waivers with minimum balances—contact us for details.

Yes! Deposits at Cape & Coast Bank are 100% insured in full through our membership in both the FDIC and the Depositors Insurance Fund (DIF).