Business Digital Banking
Bank anywhere, anytime with secure online tools
Powering Your Business Success
Essential Digital Banking Features
- Mobile check deposit using your device’s camera—deposit checks instantly anywhere
- Secure 24/7 online banking from any computer or mobile device with bank-level protection
- Bill pay service schedules payments to vendors, eliminating paper checks and postage
- Multi-user access lets you grant employee permissions while maintaining account control
- Alerts keep you informed of transactions, balances, and account activity
Advanced Business Banking Tools
- ACH origination for electronic payroll, vendor payments, and customer collections
- Wire transfers send secure domestic and international payments with confirmation
- Approve ACH and wire transfers directly from your mobile device when traveling
- Account reconciliation tools streamline bookkeeping with downloadable transaction data
- Positive Pay services protect against check fraud by matching issued checks
Choose Your Digital Banking Package
We offer flexible digital banking solutions designed to meet the diverse needs of businesses throughout our community, from small startups to established enterprises.
Essential Digital Banking
Complete online banking, mobile app access, bill pay, and for businesses with everyday needs.
Features:
- Online banking portal access
- Mobile banking app included
- Bill pay service
- Account alerts
- Personal client support
Advanced Digital Banking
Enhanced features including multi-user access, advanced reporting, ACH origination, and dedicated client support.
Features:
- Multi-user access controls
- Advanced reporting tools
- ACH origination services
- Dedicated Cash Management support
- Fraud protection
Premium Cash Management
Full-service digital banking with Positive Pay, remote deposit capture, wire transfers, and dedicated support.
Features:
- All digital banking features
- Positive Pay fraud protection
- Remote deposit capture
- Wire transfer capabilities
- Dedicated Cash Management support
Why Businesses Choose Us
Ready to Get Started?
We’re here to help you transform your business banking experience. Our team will guide you through setup and training to ensure you get the most from our platform.
Download Our Mobile Banking App
Available free for iPhone and Android devices with complete control over your finances. Check balances, deposit checks, pay bills, and transfer money—all designed for busy lifestyles and available wherever you are.
Experience Business Banking Your Way
We take the time to understand your business and your goals. With the right technology and a team that’s here to help, we make managing your finances simpler and more convenient.
Digital Banking Questions & Answers
Get answers to common questions about Cape & Coast Bank’s business digital banking services, security measures, and how to get started.
How secure is business digital banking?
We use bank-level encryption, multi-factor authentication, and continuous monitoring to protect your accounts and business data.
Can multiple employees access our accounts?
Yes, you can set up multiple users with customized permission levels to control what each employee can view and do.
How does mobile check deposit work?
Simply use your mobile device’s built-in camera to photograph endorsed checks. Funds are typically available the next business day.
What deposit protection do you offer?
As a member of both the FDIC and DIF, 100% of deposits are insured in full regardless of balance for business accounts.
How quickly can we get started?
Contact our team at assist@mycapecodbank.com or call 508.568.3400 to enroll and get started right away.