Community First Nonprofit Money Market
100% deposit insurance for your mission’s funds
Why Nonprofits Choose CommunityFirst
Your nonprofit strengthens communities every day. We’ve designed CommunityFirst banking for 501c3 organizations with 100% deposit insurance, competitive rates, and personal service. Our Money Market combines growth potential with the accessibility your operations demand.
Money Market Account Features
- Competitive variable rates help your reserves grow faster than savings accounts
- $10,000 minimum to open and earn interest—every dollar works from day one
- No monthly service charges ever—every penny supports your mission
- Instant fund access without limits for operational flexibility
- Interest compounded monthly maximizes earning potential
Exclusive CommunityFirst Benefits
- 100% deposit insurance through FDIC and DIF protects every dollar
- Dedicated relationship manager provides personalized nonprofit guidance
- Free online and mobile banking1 with mobile deposit streamlines operations
- Free bill pay2 eliminates check costs and simplifies vendor payments
- Free ATM3 access at branches plus thousands of Allpoint locations
Compare CommunityFirst Options
Not sure which account fits your organization’s needs? Compare our business banking products designed to serve nonprofits, 501c3 organizations and charitable institutions.
Nonprofit Money Market
Perfect for organizations needing growth potential with instant access to funds for operational flexibility.
- Competitive variable rates
- No transaction limits
- $10,000 minimum opening
- Monthly compounding
Business Interest Checking
Flexible, interest-earning account for nonprofits. Fully insured and built for mission-driven organizations.
- Interest on balances
- Unlimited transactions
- Low minimum balance
- Free online banking1
Certificate of Deposit
Best for reserve funds that can be set aside for specific terms to maximize growth potential.
- Fixed competitive rates
- Guaranteed returns
- Multiple term options
- FDIC and DIF insured
Built for Nonprofit Success
Ready to Switch? We’ll Help You
Transitioning your nonprofit’s banking doesn’t have to disrupt your operations. Our experienced CommunityFirst team guides organizations through every step of the switching process.
Nonprofit Money Market FAQs
Get answers to common questions about opening and managing a nonprofit money market account with Cape & Coast Bank’s CommunityFirst program.
How does 100% deposit insurance work?
Cape & Coast Bank is FDIC and DIF insured, which means 100% of your deposit balances are insured in full.
What documents do we need to open an account?
You’ll need government-issued ID, EIN or SSN, business registration, and articles of incorporation. We’ll guide you through the complete process.
Are there monthly maintenance fees?
No, Cape & Coast Bank’s CommunityFirst Money Market has no monthly service charges, ensuring more of your funds support your nonprofit’s mission.
Can we access funds immediately when needed?
Yes, your nonprofit money market offers instant access to funds without transaction limits, providing the flexibility your organization needs for operations.
What online banking services are included?
Free online and mobile banking1 with mobile deposit, bill pay2, account alerts, transaction history, and 24/7 account access are all included at no charge.
Start Banking With Purpose Today
Join the nonprofits who trust Cape & Coast Bank to protect and grow their mission-critical funds. Open your CommunityFirst Money Market account and experience the difference community banking makes.
1Basic service is provided at no charge, some additional services may incur a fee.
2There are no bank fees for this service, but standard wireless/data plan fees and/or text rates apply. Consult your provider
3Other banks may charge a fee for the use of their ATM.