Money Market Accounts with Competitive Rates
Grow your savings with rates that reward you
Your Money Market Options
We’ve designed our money market accounts to help you reach your financial goals faster. With a fresh new look but the same commitment to personal service we’ve delivered since 1921, we’re here with better ways to help you save and grow your money.
Money Market Features
- Higher tiered interest rates that truly reward you for saving more—no fine print tricks.
- Write checks when you need access to your money without jumping through hoops or visiting a branch.
- Zero monthly maintenance fees means more of your money stays where it belongs—with you.
- Full FDIC and DIF deposit protection means 100% of your deposits are insured in full.
- Easy to use Mobile and online banking, available whenever you need it.
Premier Money Market Perks
- Even better rates when you bank with us for checking too—we reward loyalty.
- Personal financial guidance from bankers who live here and understand your goals.
- Mobile deposit features that make growing your savings as simple as taking a photo.
- Priority service because your time matters—we’ll take care of you first.
* All rates and Annual Percentage Yields (APYs) are accurate as of the rate effective date and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened.
Your Money Market Questions
We’re here to answer your questions about money market accounts. Learn about rates, features, and how we make banking easier for our customers.
What exactly is a money market account?
Think of it as the best of both worlds—you’ll earn competitive rates like a savings account but can write checks like checking. Pretty handy, right?
How do your tiered rates work?
Simple—the more you save, the more you earn. Our tiered rates reward larger balances with better returns on your entire account balance.
How much do I need to get started?
Just $25 for our Money Market. Want Premier? You’ll need an accompanying checking account with us with at least two (2) deposits and three (3) withdrawals post and clear the account within the first ninety (90) calendar days of account opening—totally worth it for the better rates.1
Is my money really safe?
Absolutely. All deposits at Cape & Coast Bank are 100% insured in full through FDIC and DIF coverage—no matter how much you save with us.
Can I manage my account online?
Of course! Our mobile app and online banking are available 24/7. Check balances, transfer money, deposit checks—it’s all there when you need it.
Will you charge me monthly fees?
Nope. We don’t believe in monthly maintenance fees2 for money market accounts. More of your money stays in your pocket where it belongs.
What makes you different from big banks?
We make decisions locally and know our communities. Plus, all deposits are 100% insured in full through FDIC and DIF, you get great rates, and service from people who care about helping you succeed.
1If these deposit and withdrawal requirements have not been met within the 90 calendar day period, the primary account holder will no longer be eligible for the Premier Money Market account, and the Premier Money Market Account will be converted to our Money Market account.
2Overdraft and NSF fees may apply.
3Products and services are not insured by the FDIC and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
Questions? We're Right Here to Help
Our local team knows banking inside and out, and we’re always happy to help with your money market questions. Stop by any of our convenient branch locations, give us a call at 508-568-3400, or reach out online.
Let’s Build Your Financial Plan
A money market account is just one piece of your financial puzzle. We’d love to help you explore all your savings and investment options to create a plan that really works for your goals.
